[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.piksla.cz\/ktera-pujcka-je-dosazitelna\/#Article","mainEntityOfPage":"https:\/\/www.piksla.cz\/ktera-pujcka-je-dosazitelna\/","headline":"Kter\u00e1 p\u016fj\u010dka je dosa\u017eiteln\u00e1?","name":"Kter\u00e1 p\u016fj\u010dka je dosa\u017eiteln\u00e1?","description":"Um\u00edte si p\u0159edstavit, \u017ee byste n\u011bco pot\u0159ebovali, ale nemohli byste to m\u00edt? V\u0161ichni ostatn\u00ed by to sice m\u011bli, v\u0161ichni by se s v\u00e1mi byli hypoteticky schopni a ochotni rozd\u011blit, abyste nestr\u00e1dali nedostatkem, jen\u017ee vy byste to p\u0159esto nemohli m\u00edt, proto\u017ee byste na to nem\u011bli pen\u00edze? Docela nep\u0159\u00edjemn\u00e1 situace, \u017ee ano? A z\u00e1rove\u0148 situace, kter\u00e1 nen\u00ed... <div class=\"link-more\"><a href=\"https:\/\/www.piksla.cz\/ktera-pujcka-je-dosazitelna\/\">\u010c\u00edst d\u00e1le<\/a><\/div>","datePublished":"2022-05-24","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.piksla.cz\/author\/#Person","name":"piksla.cz\n","url":"https:\/\/www.piksla.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/42264ea8f5170010011c6bbf811aa6c31c20ad3acf2a9bd21dca0746ea8c832a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/42264ea8f5170010011c6bbf811aa6c31c20ad3acf2a9bd21dca0746ea8c832a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"piksla.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.piksla.cz\/wp-content\/uploads\/%C4%8Desk%C3%A9%20koruny_10_5.jpg","url":"https:\/\/www.piksla.cz\/wp-content\/uploads\/%C4%8Desk%C3%A9%20koruny_10_5.jpg","height":0,"width":0},"url":"https:\/\/www.piksla.cz\/ktera-pujcka-je-dosazitelna\/","about":["Ekonomika"],"wordCount":414,"articleBody":"   Um\u00edte si p\u0159edstavit, \u017ee byste n\u011bco pot\u0159ebovali, ale nemohli byste to m\u00edt? V\u0161ichni ostatn\u00ed by to sice m\u011bli, v\u0161ichni by se s v\u00e1mi byli hypoteticky schopni a ochotni rozd\u011blit, abyste nestr\u00e1dali nedostatkem, jen\u017ee vy byste to p\u0159esto nemohli m\u00edt, proto\u017ee byste na to nem\u011bli pen\u00edze?Docela nep\u0159\u00edjemn\u00e1 situace, \u017ee ano? A z\u00e1rove\u0148 situace, kter\u00e1 nen\u00ed ani nep\u0159edstaviteln\u00e1. Proto\u017ee se v podobn\u00e9 situaci ocit\u00e1 anebo aspo\u0148 m\u016f\u017ee ocitat prakticky kdokoliv. Ka\u017ed\u00e9mu z n\u00e1s mohou n\u011bkdy vypadnout nebo aspo\u0148 poklesnout p\u0159\u00edjmy, ka\u017ed\u00fd m\u016f\u017ee m\u00edt n\u011bkdy i nenad\u00e1l\u00e1 vyd\u00e1n\u00ed, kter\u00e1 mu neumo\u017en\u00ed vysta\u010dit se sv\u00fdmi finan\u010dn\u00edmi prost\u0159edky, a pak u\u017e je finan\u010dn\u00ed t\u00edse\u0148 nevyhnuteln\u00e1.Ale lid\u00e9 prost\u011b nemohou pro\u017e\u00edt sv\u016fj \u017eivot bez pen\u011bz a v kritick\u00e9m nedostatku \u010dehokoliv. Lid\u00e9 pen\u00edze pot\u0159ebuj\u00ed. A kdy\u017e jich nemaj\u00ed dost? Pak si je mus\u00ed aspo\u0148 p\u016fj\u010dit od n\u011bkoho, kdo jim je ochoten pomoci.Jen\u017ee ochotn\u00fdch finan\u010dn\u00edch \u00fastav\u016f, kter\u00e9 by r\u00e1dy podporovaly lidi s finan\u010dn\u00edmi probl\u00e9my, nen\u00ed mnoho. Vlastn\u011b je jich sp\u00ed\u0161 m\u00e1lo, pokud se v\u016fbec n\u011bjak\u00e9 najdou. A kdy\u017e si tak lid\u00e9 n\u011bkdy pot\u0159ebuj\u00ed p\u016fj\u010dit pen\u00edze, proto\u017ee v\u011bz\u00ed v ekonomick\u00fdch probl\u00e9mech t\u0159eba a\u017e po u\u0161i, hodn\u011b toho nab\u011bhaj\u00ed z jedn\u00e9 banky do druh\u00e9. Ne\u017e nakonec dost mo\u017en\u00e1 zjist\u00ed, \u017ee jim v \u017e\u00e1dn\u00e9 z bank nep\u016fj\u010d\u00ed, a to pr\u00e1v\u011b kv\u016fli tomu, \u010demu se \u0159\u00edk\u00e1 bonita a co takov\u00ed \u017eadatel\u00e9 postr\u00e1daj\u00ed.A co si po\u010d\u00edt potom? Potom u\u017e se n\u011bkdy nab\u00edz\u00ed jenom jedno jedin\u00e9 potenci\u00e1ln\u011b mo\u017en\u00e9 \u0159e\u0161en\u00ed, j\u00edm\u017e je nebankovn\u00ed hypot\u00e9ka. U t\u00e9 toti\u017e nemus\u00ed vadit ani to, \u017ee m\u00e1 \u017eadatel o ni pom\u011brn\u011b n\u00edzk\u00fd p\u0159\u00edjem, probl\u00e9mem tu nemus\u00ed b\u00fdt ani z\u00e1znam v registrech dlu\u017en\u00edk\u016f. Proto\u017ee takov\u00e9 kvality jsou tu nahrazeny z\u00e1stavou nemovitosti, je\u017e m\u00e1 slou\u017eit jako z\u00e1ruka vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz a\u017e do doby, ne\u017e dlu\u017en\u00edk v\u0161echno v po\u0159\u00e1dku splat\u00ed.Kdy\u017e zkr\u00e1tka n\u011bkdo v bank\u00e1ch nepochod\u00ed, m\u016f\u017ee dostat pot\u0159ebn\u00e9 pen\u00edze od nebankovn\u00ed spole\u010dnosti. A m\u00e1 po starostech.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kter\u00e1 p\u016fj\u010dka je dosa\u017eiteln\u00e1?","item":"https:\/\/www.piksla.cz\/ktera-pujcka-je-dosazitelna\/#breadcrumbitem"}]}]